Once moved out from home and on my own, I always remembered what my mom told me regarding credit cards. She said it was always good to have one as a just in case emergency BUT put it in a zip lock bag, fill it with water and put it in the freezer. This way if you are tempted to use the card you have to wait for it to thaw out and by then you may feel what you really "needed" was not a need but a want.
The bottom line to that way of thinking is sometimes you have to take time to think about what you're going to purchase. Recently I did not use the frozen credit card theory but I am glad I took time to think. I had an email notice come to me informing me that my RSGB membership was coming to an end. The renewal was 70 British pounds which converted to about 120.00 Canadian dollars. ( I was just adding an RSGB link and noticed the fee was not 73.00 pounds which is 124.00 Canadian...NOT) That seemed very steep for me considering the main reason for my membership is the read Radcom magazine. The bottom line for me was that it was way too pricey so I was considering another radio magazine.
I was looking at CQ magazine as in the past I did have a subscription from them but even then (about 8 years ago) the subscription missed issues and other times issues were late. I decided to wait it out and let the RSGB membership expire and then think about the next move. Kinda like letting the credit card thaw on the counter before I jumped.
Well CQ magazine does not seem to be doing well and online chatter has not been glowing. I just recently checked and their website is no longer loading. There was a statement from CQ saying they have "temporarily " suspended the magazine. In my humble opinion that is never a good sign. I have also read recently of those who just purchased a 1 or more year subscription and so far have received nothing. As a sideline, I feel CQ magazine should refund those who just purchased a subscription but we shall see.
Well, I am glad that I let the credit card thaw on the counter before I jumped and made a subscription purchase to CQ magazine. To be upfront I will not be taking my chances on this company until it can show stability for at least 2024 without issue. Until then I will have saved some money and I can throw the credit card back in the freezer.